.hd[data-astro-cid-3ef6ksr2]{position:sticky;top:0;z-index:50;background:#ffffffb3;backdrop-filter:saturate(180%) blur(16px);-webkit-backdrop-filter:saturate(180%) blur(16px);border-bottom:1px solid transparent;transition:border-color var(--t-base) var(--ease),background var(--t-base) var(--ease)}.hd[data-astro-cid-3ef6ksr2].is-scrolled{background:#ffffffeb;border-bottom-color:var(--c-line)}.hd[data-astro-cid-3ef6ksr2].menu-open{background:var(--c-bg);border-bottom-color:var(--c-line)}.hd-inner[data-astro-cid-3ef6ksr2]{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:var(--s-6);height:64px}.hd-logo[data-astro-cid-3ef6ksr2]{display:inline-flex;align-items:baseline;font-family:var(--f-sans);font-size:var(--fs-lg);font-weight:700;letter-spacing:-.04em;color:var(--c-ink);text-decoration:none}.hd-logo[data-astro-cid-3ef6ksr2]:hover{color:var(--c-ink)}.hd-mark-2x[data-astro-cid-3ef6ksr2]{margin-left:.05em;background:var(--c-accent);color:#0c0a09;padding:0 .18em;border-radius:4px;display:inline-block}.hd-nav[data-astro-cid-3ef6ksr2]{display:flex;gap:var(--s-1);justify-self:center}.hd-link[data-astro-cid-3ef6ksr2]{padding:var(--s-2) var(--s-3);border-radius:var(--r-sm);font-size:var(--fs-sm);font-weight:500;color:var(--c-text-soft);text-decoration:none;transition:color var(--t-fast) var(--ease),background var(--t-fast) var(--ease)}.hd-link[data-astro-cid-3ef6ksr2]:hover,.hd-link[data-astro-cid-3ef6ksr2].is-active{color:var(--c-ink);background:var(--c-bg-soft)}.hd-tools[data-astro-cid-3ef6ksr2]{display:flex;align-items:center;gap:var(--s-1)}.hd-theme[data-astro-cid-3ef6ksr2]{width:36px;height:36px;border:1px solid var(--c-line);border-radius:var(--r-sm);background:transparent;color:var(--c-text-soft);cursor:pointer;display:inline-flex;align-items:center;justify-content:center;transition:border-color var(--t-fast) var(--ease),color var(--t-fast) var(--ease)}.hd-theme[data-astro-cid-3ef6ksr2]:hover{border-color:var(--c-ink);color:var(--c-ink)}.hd-sun[data-astro-cid-3ef6ksr2]{display:block}.hd-moon[data-astro-cid-3ef6ksr2],[data-astro-cid-3ef6ksr2][data-theme=dark] .hd-sun[data-astro-cid-3ef6ksr2]{display:none}[data-astro-cid-3ef6ksr2][data-theme=dark] .hd-moon[data-astro-cid-3ef6ksr2]{display:block}.hd-burger[data-astro-cid-3ef6ksr2]{display:none;width:36px;height:36px;border:1px solid var(--c-line);border-radius:var(--r-sm);background:transparent;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:4px;padding:0}.hd-burger[data-astro-cid-3ef6ksr2] span[data-astro-cid-3ef6ksr2]{width:16px;height:1.5px;background:var(--c-ink);transition:transform .2s var(--ease),opacity .2s var(--ease)}.hd-burger[data-astro-cid-3ef6ksr2].is-open span[data-astro-cid-3ef6ksr2]:nth-child(1){transform:translateY(5.5px) rotate(45deg)}.hd-burger[data-astro-cid-3ef6ksr2].is-open span[data-astro-cid-3ef6ksr2]:nth-child(2){opacity:0}.hd-burger[data-astro-cid-3ef6ksr2].is-open span[data-astro-cid-3ef6ksr2]:nth-child(3){transform:translateY(-5.5px) rotate(-45deg)}.hd-drawer[data-astro-cid-3ef6ksr2]{position:fixed;inset:64px 0 0;background:var(--c-bg);z-index:45;padding:var(--s-4) var(--s-5) var(--s-8);overflow-y:auto;box-shadow:inset 0 8px 16px -12px #0c0a0933;animation:drawerIn .22s var(--ease)}@keyframes drawerIn{0%{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}.hd-drawer-nav[data-astro-cid-3ef6ksr2]{display:flex;flex-direction:column;gap:var(--s-2)}.hd-drawer-link[data-astro-cid-3ef6ksr2]{display:flex;align-items:center;justify-content:space-between;padding:var(--s-4) var(--s-5);border-radius:var(--r);font-size:var(--fs-lg);font-weight:600;color:var(--c-ink);text-decoration:none;background:var(--c-bg-alt);border:1px solid var(--c-line);transition:background var(--t-fast) var(--ease),border-color var(--t-fast) var(--ease)}.hd-drawer-link[data-astro-cid-3ef6ksr2]:after{content:"→";color:var(--c-text-faint);font-weight:400}.hd-drawer-link[data-astro-cid-3ef6ksr2]:hover,.hd-drawer-link[data-astro-cid-3ef6ksr2]:active{background:var(--c-bg-soft);border-color:var(--c-line-strong)}@media(max-width:720px){.hd-nav[data-astro-cid-3ef6ksr2]{display:none}.hd-burger[data-astro-cid-3ef6ksr2]{display:inline-flex}}.ft[data-astro-cid-sz7xmlte]{background:var(--c-ink);color:#d6d3d1;padding:var(--s-20) 0 var(--s-8);margin-top:var(--s-32)}.ft-grid[data-astro-cid-sz7xmlte]{display:grid;grid-template-columns:1.4fr 2fr;gap:var(--s-16);padding-bottom:var(--s-16);border-bottom:1px solid #2a2622}.ft-logo[data-astro-cid-sz7xmlte]{display:inline-flex;align-items:baseline;font-size:var(--fs-xl);font-weight:700;letter-spacing:-.04em;color:#fff;text-decoration:none}.ft-logo[data-astro-cid-sz7xmlte]:hover{color:#fff}.ft-logo-2x[data-astro-cid-sz7xmlte]{margin-left:.05em;background:var(--c-accent);color:#0c0a09;padding:0 .18em;border-radius:4px;display:inline-block}.ft-tag[data-astro-cid-sz7xmlte]{margin-top:var(--s-4);font-size:var(--fs-sm);line-height:1.6;color:#a8a29e;max-width:320px}.ft-cols[data-astro-cid-sz7xmlte]{display:grid;grid-template-columns:1fr 1fr 1fr;gap:var(--s-8)}.ft-col[data-astro-cid-sz7xmlte]{display:flex;flex-direction:column;gap:var(--s-3)}.ft-col[data-astro-cid-sz7xmlte] h5[data-astro-cid-sz7xmlte]{font-size:var(--fs-xs);font-weight:600;text-transform:uppercase;letter-spacing:.12em;margin:0 0 var(--s-2);color:#fff}.ft-col[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{font-size:var(--fs-sm);color:#a8a29e;text-decoration:none;transition:color var(--t-fast) var(--ease)}.ft-col[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]:hover{color:var(--c-accent)}.ft-foot[data-astro-cid-sz7xmlte]{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:var(--s-4);padding-top:var(--s-6);font-size:var(--fs-xs);color:#78716c}.ft-foot[data-astro-cid-sz7xmlte] p[data-astro-cid-sz7xmlte]{margin:0}@media(max-width:760px){.ft-grid[data-astro-cid-sz7xmlte]{grid-template-columns:1fr;gap:var(--s-10);padding-bottom:var(--s-10)}.ft-cols[data-astro-cid-sz7xmlte]{grid-template-columns:1fr 1fr;gap:var(--s-6)}.ft-foot[data-astro-cid-sz7xmlte]{flex-direction:column;align-items:flex-start}}@media(max-width:420px){.ft-cols[data-astro-cid-sz7xmlte]{grid-template-columns:1fr}}.cc[data-astro-cid-garwan2p]{position:fixed;bottom:var(--space-4);left:var(--space-4);right:var(--space-4);max-width:640px;margin:0 auto;background:var(--color-ink);color:#fff;border-radius:var(--radius-lg);box-shadow:0 10px 30px #0003;z-index:100}.cc-inner[data-astro-cid-garwan2p]{display:flex;flex-wrap:wrap;align-items:center;gap:var(--space-4);padding:var(--space-4) var(--space-6)}.cc[data-astro-cid-garwan2p] p[data-astro-cid-garwan2p]{flex:1 1 280px;margin:0;font-size:.9rem;line-height:1.5}.cc[data-astro-cid-garwan2p] a[data-astro-cid-garwan2p]{color:var(--color-accent)}.cc-actions[data-astro-cid-garwan2p]{display:flex;gap:var(--space-2)}.cc[data-astro-cid-garwan2p] .btn-ghost[data-astro-cid-garwan2p]{color:#fff;border-color:#ffffff4d}.cc[data-astro-cid-garwan2p] .btn-ghost[data-astro-cid-garwan2p]:hover{border-color:#fff}:root{--c-bg: #ffffff;--c-bg-alt: #fafafa;--c-bg-soft: #f5f5f4;--c-line: #e7e5e4;--c-line-strong: #d6d3d1;--c-text-faint: #a8a29e;--c-text-mute: #78716c;--c-text-soft: #44403c;--c-text: #1c1917;--c-ink: #0c0a09;--c-accent: #f59e0b;--c-accent-soft: #fef3c7;--c-accent-deep: #b45309;--c-good: #15803d;--c-good-soft: #dcfce7;--c-warn: #b45309;--c-warn-soft: #fef3c7;--c-bad: #b91c1c;--c-bad-soft: #fee2e2;--f-sans: -apple-system, BlinkMacSystemFont, "Inter", "Segoe UI", system-ui, sans-serif;--f-mono: ui-monospace, "SF Mono", "JetBrains Mono", Menlo, Consolas, monospace;--fs-xs: .75rem;--fs-sm: .875rem;--fs-base: 1rem;--fs-md: 1.125rem;--fs-lg: 1.25rem;--fs-xl: 1.5rem;--fs-2xl: 1.875rem;--fs-3xl: 2.25rem;--fs-4xl: 3rem;--fs-5xl: 3.75rem;--fs-6xl: 4.5rem;--fs-7xl: 6rem;--s-1: .25rem;--s-2: .5rem;--s-3: .75rem;--s-4: 1rem;--s-5: 1.25rem;--s-6: 1.5rem;--s-8: 2rem;--s-10: 2.5rem;--s-12: 3rem;--s-16: 4rem;--s-20: 5rem;--s-24: 6rem;--s-32: 8rem;--s-40: 10rem;--max-w: 1200px;--max-w-prose: 720px;--r-sm: 6px;--r: 8px;--r-lg: 12px;--r-xl: 20px;--shadow-1: 0 1px 0 rgba(12, 10, 9, .04);--shadow-2: 0 4px 12px rgba(12, 10, 9, .06);--shadow-3: 0 12px 28px rgba(12, 10, 9, .1);--ease: cubic-bezier(.22, 1, .36, 1);--t-fast: .12s;--t-base: .2s;--t-slow: .4s}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body,h1,h2,h3,h4,p,ul,ol,figure{margin:0}ul,ol{padding-left:1.25rem}img,svg{display:block;max-width:100%}button{font:inherit;cursor:pointer}input,select,textarea{font:inherit}body{background:var(--c-bg);color:var(--c-text);font-family:var(--f-sans);font-size:var(--fs-md);line-height:1.55;font-feature-settings:"ss01","cv01","cv11";-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizeLegibility}h1,h2,h3,h4{color:var(--c-ink);font-weight:600;letter-spacing:-.025em;line-height:1.05}h1{font-size:clamp(2.5rem,7vw,var(--fs-7xl));letter-spacing:-.04em;font-weight:600;line-height:.96}h2{font-size:clamp(1.75rem,3.5vw,var(--fs-4xl));letter-spacing:-.03em;line-height:1.08;font-weight:600}h3{font-size:var(--fs-xl);letter-spacing:-.02em;line-height:1.2;font-weight:600}h4{font-size:var(--fs-md);letter-spacing:-.01em;font-weight:600}a{color:var(--c-ink);text-decoration:none;transition:color var(--t-fast) var(--ease)}a:hover{color:var(--c-accent-deep)}p{color:var(--c-text-soft)}code,.mono{font-family:var(--f-mono);font-feature-settings:"tnum"}.container{max-width:var(--max-w);margin:0 auto;padding:0 var(--s-6)}.container-prose{max-width:var(--max-w-prose);margin:0 auto;padding:0 var(--s-6)}.section{padding:var(--s-32) 0}.section-tight{padding:var(--s-16) 0}@media(max-width:640px){.section{padding:var(--s-20) 0}.section-tight{padding:var(--s-12) 0}.container,.container-prose{padding:0 var(--s-5)}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--s-2);height:44px;padding:0 var(--s-5);border-radius:var(--r);font-size:var(--fs-sm);font-weight:500;letter-spacing:-.005em;text-decoration:none;border:1px solid transparent;transition:background var(--t-fast) var(--ease),color var(--t-fast) var(--ease),border-color var(--t-fast) var(--ease),transform var(--t-fast) var(--ease);white-space:nowrap}.btn:hover{text-decoration:none}.btn:active{transform:translateY(1px)}.btn-primary{background:var(--c-ink);color:#fff;border-color:var(--c-ink)}.btn-primary:hover{background:#2a2622;color:#fff}.btn-secondary{background:var(--c-bg);color:var(--c-ink);border-color:var(--c-line-strong)}.btn-secondary:hover{background:var(--c-bg-alt);border-color:var(--c-ink);color:var(--c-ink)}.btn-accent{background:var(--c-ink);color:var(--c-accent);border-color:var(--c-ink);font-weight:600}.btn-accent:hover{background:#2a2622;color:var(--c-accent)}.btn-lg{height:52px;padding:0 var(--s-6);font-size:var(--fs-base)}.link-arrow{display:inline-flex;align-items:center;gap:var(--s-2);font-size:var(--fs-sm);font-weight:500;color:var(--c-ink);text-decoration:none;transition:gap var(--t-fast) var(--ease)}.link-arrow:after{content:"→";transition:transform var(--t-fast) var(--ease)}.link-arrow:hover{gap:var(--s-3);color:var(--c-ink)}.field{display:flex;flex-direction:column;gap:var(--s-2);margin-bottom:var(--s-4)}.field label{font-size:var(--fs-sm);font-weight:500;color:var(--c-ink);letter-spacing:-.005em}.field input,.field select{width:100%;height:44px;padding:0 var(--s-4);border:1px solid var(--c-line-strong);border-radius:var(--r);background:var(--c-bg);color:var(--c-ink);font-size:var(--fs-base);font-feature-settings:"tnum";transition:border-color var(--t-fast) var(--ease),box-shadow var(--t-fast) var(--ease)}.field input::placeholder{color:var(--c-text-faint)}.field input:focus,.field select:focus{outline:none;border-color:var(--c-ink);box-shadow:0 0 0 3px #f59e0b26}.field-hint{font-size:var(--fs-xs);color:var(--c-text-mute);line-height:1.5;margin:0}.x2{display:inline-block;background:var(--c-accent);color:var(--c-ink);padding:0 .18em;border-radius:5px;font-weight:800}.kicker{display:inline-flex;align-items:center;gap:var(--s-2);padding:var(--s-1) var(--s-3);background:var(--c-bg-alt);border:1px solid var(--c-line);border-radius:100px;font-size:var(--fs-xs);font-weight:500;color:var(--c-text-mute);letter-spacing:0}.kicker-dot{width:6px;height:6px;border-radius:50%;background:var(--c-good);box-shadow:0 0 0 3px var(--c-good-soft)}.eyebrow{font-size:var(--fs-xs);font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--c-text-mute)}.text-center{text-align:center}.text-mute{color:var(--c-text-mute)}.text-soft{color:var(--c-text-soft)}.text-faint{color:var(--c-text-faint)}.flex{display:flex;gap:var(--s-3)}.flex-wrap{flex-wrap:wrap}.grid{display:grid}.divider{height:1px;background:var(--c-line);border:0}@keyframes rise{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}@keyframes count{0%{transform:translateY(20%);opacity:0}to{transform:translateY(0);opacity:1}}.rise{animation:rise .5s var(--ease) both}@media(prefers-reduced-motion:reduce){*{animation-duration:.01ms!important;transition-duration:.01ms!important}}[aria-live=polite] .result-headline{animation:rise .4s var(--ease) both}[aria-live=polite] .result-label{font-size:var(--fs-xs)!important;font-weight:600!important;text-transform:uppercase!important;letter-spacing:.08em!important;color:var(--c-text-mute)!important}[aria-live=polite] .result-value{font-family:var(--f-mono);font-feature-settings:"tnum";font-weight:600!important;font-size:clamp(2.75rem,6vw,4rem)!important;letter-spacing:-.04em!important;color:var(--c-ink)!important;line-height:1!important}[aria-live=polite] .result-margin,[aria-live=polite] .result-multiplier{display:inline-flex!important;align-items:center;gap:var(--s-2);width:fit-content;padding:var(--s-1) var(--s-3)!important;border-radius:100px!important;font-size:var(--fs-sm)!important;font-weight:600!important;letter-spacing:-.005em;font-family:var(--f-mono);font-feature-settings:"tnum"}[aria-live=polite] .margin-good{background:var(--c-good-soft)!important;color:var(--c-good)!important}[aria-live=polite] .margin-good:before{content:"↑";font-weight:700}[aria-live=polite] .margin-warn{background:var(--c-warn-soft)!important;color:var(--c-warn)!important}[aria-live=polite] .margin-warn:before{content:"→";font-weight:700}[aria-live=polite] .margin-bad{background:var(--c-bad-soft)!important;color:var(--c-bad)!important}[aria-live=polite] .margin-bad:before{content:"↓";font-weight:700}[aria-live=polite] .result-multiplier{background:var(--c-warn-soft)!important;color:var(--c-warn)!important}[aria-live=polite] .result-multiplier.is-x2{background:var(--c-bad-soft)!important;color:var(--c-bad)!important}[aria-live=polite] .breakdown-row{font-family:var(--f-mono);font-feature-settings:"tnum";font-size:var(--fs-sm)!important}[aria-live=polite] .breakdown-row span:first-child{font-family:var(--f-sans)}[aria-live=polite] .breakdown-row.is-emphasis{border-top-color:var(--c-line)!important}[aria-live=polite] .affiliate-card{background:var(--c-ink)!important;border-radius:var(--r-lg)!important}:root{--color-bg: var(--c-bg);--color-surface: var(--c-bg-alt);--color-surface-2: var(--c-bg-soft);--color-ink: var(--c-ink);--color-ink-soft: var(--c-text);--color-text: var(--c-text);--color-muted: var(--c-text-mute);--color-muted-light: var(--c-text-faint);--color-border: var(--c-line);--color-border-strong:var(--c-line-strong);--color-accent: var(--c-accent);--color-accent-hover: var(--c-accent-deep);--color-accent-soft: var(--c-accent-soft);--color-accent-ink: var(--c-ink);--color-violet: var(--c-accent);--color-violet-soft: var(--c-accent-soft);--color-profit: var(--c-good);--color-profit-soft: var(--c-good-soft);--color-loss: var(--c-bad);--color-loss-soft: var(--c-bad-soft);--color-warning: var(--c-warn);--color-warning-soft: var(--c-warn-soft);--font-sans: var(--f-sans);--font-display: var(--f-sans);--font-mono: var(--f-mono);--space-1: var(--s-1);--space-2: var(--s-2);--space-3: var(--s-3);--space-4: var(--s-4);--space-6: var(--s-6);--space-8: var(--s-8);--space-12: var(--s-12);--space-16: var(--s-16);--space-20: var(--s-20);--space-24: var(--s-24);--space-32: var(--s-32);--max-w: 1200px;--max-w-content: var(--max-w-prose);--radius-sm: var(--r-sm);--radius: var(--r);--radius-lg: var(--r-lg);--radius-xl: var(--r-xl);--shadow-xs: var(--shadow-1);--shadow-sm: var(--shadow-1);--shadow: var(--shadow-2);--shadow-lg: var(--shadow-3);--shadow-accent: var(--shadow-2);--ease-out: var(--ease);--ease-in-out: var(--ease)}.calc-hero{position:relative;background:var(--c-bg-alt);border-bottom:1px solid var(--c-line);padding:var(--s-16) 0 var(--s-12)!important}.calc-hero:before{display:none!important}.calc-hero .kicker{display:inline-flex;align-items:center;gap:var(--s-2);font-size:var(--fs-xs);text-transform:uppercase;letter-spacing:.08em;color:var(--c-text-mute);font-weight:600;margin-bottom:var(--s-4)!important}.calc-hero h1{font-size:clamp(2.25rem,5vw,3.75rem)!important;letter-spacing:-.04em!important;line-height:1.05!important;font-weight:600!important}.calc-hero .lede{font-size:var(--fs-lg)!important;color:var(--c-text-soft)!important;margin-top:var(--s-5)!important;line-height:1.55!important;max-width:600px!important}.calc-form,.calc-result{border:1px solid var(--c-line)!important;border-radius:var(--r-lg)!important;padding:var(--s-8)!important;background:var(--c-bg)!important}.calc-form h2,.calc-result h2{font-size:var(--fs-md)!important;font-weight:600!important;text-transform:uppercase!important;letter-spacing:.08em!important;color:var(--c-text-mute)!important;margin-bottom:var(--s-6)!important}.seo-block{background:var(--c-ink)!important;color:#d6d3d1!important;padding:var(--s-24) 0!important}.seo-block h2{font-size:clamp(1.75rem,3vw,2.25rem)!important;font-weight:500!important;letter-spacing:-.03em}.seo-block h3{font-size:var(--fs-lg)!important;font-weight:600!important;margin-top:var(--s-10)!important}.seo-block p{font-size:var(--fs-md)!important;line-height:1.6!important;color:#d6d3d1!important}.seo-block .formula{background:#ffffff0a!important;border:1px solid #2a2622!important;border-radius:var(--r)!important;padding:var(--s-5)!important;font-size:var(--fs-sm)!important;font-family:var(--f-mono)!important}.card.card-link{background:var(--c-bg)!important;border-radius:var(--r)!important;padding:var(--s-6)!important;transition:border-color var(--t-fast) var(--ease),transform var(--t-fast) var(--ease)!important}.card.card-link:hover{border-color:var(--c-ink)!important;transform:translateY(-2px)!important;box-shadow:none!important}.card.card-link:after{display:none!important}.badge-live{background:var(--c-bg-soft)!important;color:var(--c-text-soft)!important;border:1px solid var(--c-line)!important;font-weight:500!important;text-transform:none!important;letter-spacing:0!important}.post-header{background:var(--c-bg-alt)!important;border-bottom:1px solid var(--c-line)!important}.post-body{font-size:var(--fs-md)}.post-body :global(h2){font-size:var(--fs-2xl)!important;margin-top:var(--s-12)!important;font-weight:600!important;letter-spacing:-.02em}.post-body :global(h3){font-size:var(--fs-lg)!important;font-weight:600!important}.container-narrow{max-width:var(--max-w-prose);margin:0 auto;padding:0 var(--s-6)}@media(max-width:640px){.container-narrow{padding:0 var(--s-5)}}.page-header{position:relative;background:#f7f4ee;border-bottom:1px solid var(--c-line);padding:var(--s-16) 0 var(--s-12);overflow:hidden}.page-header:before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle,rgba(28,25,23,.05) 1px,transparent 1px);background-size:24px 24px;mask-image:radial-gradient(ellipse 80% 100% at 50% 50%,black,transparent 70%);-webkit-mask-image:radial-gradient(ellipse 80% 100% at 50% 50%,black,transparent 70%);pointer-events:none}.page-header:after{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,transparent 0%,var(--c-accent) 30%,var(--c-accent) 70%,transparent 100%);opacity:.45}.page-header>*{position:relative;z-index:1}.page-header h1{font-size:clamp(2.25rem,5vw,3.5rem);letter-spacing:-.04em;line-height:1.05;font-weight:600}.page-header .lede{font-size:var(--fs-lg);color:var(--c-text-soft);margin-top:var(--s-4);line-height:1.55;max-width:600px}.calc-hero,.hub-hero,.post-header{background:#f7f4ee!important;border-bottom:1px solid var(--c-line)!important;padding:var(--s-16) 0 var(--s-12)!important;position:relative;overflow:hidden}.calc-hero:before,.hub-hero:before,.post-header:before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle,rgba(28,25,23,.05) 1px,transparent 1px)!important;background-size:24px 24px;mask-image:radial-gradient(ellipse 80% 100% at 50% 50%,black,transparent 70%);-webkit-mask-image:radial-gradient(ellipse 80% 100% at 50% 50%,black,transparent 70%);pointer-events:none;display:block!important}.calc-hero:after,.hub-hero:after,.post-header:after{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,transparent 0%,var(--c-accent) 30%,var(--c-accent) 70%,transparent 100%);opacity:.45}.calc-hero>*,.hub-hero>*,.post-header>*{position:relative;z-index:1}.calc-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr)!important}@media(max-width:760px){.calc-grid{grid-template-columns:minmax(0,1fr)!important}}[aria-live=polite] .result-headline{display:flex!important;flex-direction:column!important;align-items:flex-start!important;gap:var(--s-3)!important;margin-bottom:var(--s-6)!important}[aria-live=polite] .result-value{white-space:nowrap;overflow:visible;font-family:var(--f-mono);font-feature-settings:"tnum"!important;font-weight:600!important;font-size:clamp(2.25rem,5vw,3.25rem)!important;letter-spacing:-.04em!important;line-height:1!important;color:var(--c-ink)!important;-webkit-text-fill-color:initial!important;background:none!important}[aria-live=polite] .result-margin,[aria-live=polite] .result-multiplier{white-space:nowrap;align-self:flex-start;display:inline-flex!important;align-items:center;gap:var(--s-2);padding:var(--s-1) var(--s-3)!important;border-radius:100px!important;font-size:var(--fs-sm)!important;font-weight:600!important;font-family:var(--f-mono);font-feature-settings:"tnum";width:auto!important}[aria-live=polite] .result-headline .text-muted{font-size:var(--fs-sm)!important;color:var(--c-text-mute)!important;align-self:flex-start;margin-top:0!important}[aria-live=polite] .breakdown{margin-top:var(--s-5)!important;border-top:1px solid var(--c-line)!important;padding-top:var(--s-4)!important}[aria-live=polite] .breakdown-row{display:flex!important;justify-content:space-between!important;align-items:baseline;gap:var(--s-4);padding:var(--s-2) 0!important;font-size:var(--fs-sm)!important}[aria-live=polite] .breakdown-row>span:first-child{font-family:var(--f-sans);color:var(--c-text-soft);flex-shrink:1;min-width:0}[aria-live=polite] .breakdown-row>span:last-child{font-family:var(--f-mono);font-feature-settings:"tnum";white-space:nowrap;text-align:right;flex-shrink:0;color:var(--c-ink)}[aria-live=polite] .breakdown-row.is-emphasis{border-top:1px solid var(--c-line)!important;margin-top:var(--s-3)!important;padding-top:var(--s-3)!important;font-weight:600}[aria-live=polite] .stack-bar{margin:var(--s-4) 0!important;border-radius:100px!important;overflow:hidden;background:var(--c-bg-soft)!important;height:8px!important}[aria-live=polite] .legend{font-size:var(--fs-xs)!important;color:var(--c-text-mute)!important}@keyframes heroGlow{0%,to{opacity:.55;transform:translate(0) scale(1)}50%{opacity:.85;transform:translate(8px,-4px) scale(1.04)}}@keyframes heroFloat{0%,to{transform:translateY(0)}50%{transform:translateY(-6px)}}@keyframes heroSweep{0%{transform:translate(-100%)}to{transform:translate(120%)}}.hero .hero-bg{animation:heroGlow 12s var(--ease) infinite}.hero-title .x2{animation:heroFloat 5s var(--ease-in-out) infinite;animation-delay:1s;display:inline-block}.btn-cta-primary{position:relative;overflow:hidden}.btn-cta-primary:after{content:"";position:absolute;top:0;left:0;width:50%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.18),transparent);transform:translate(-100%);pointer-events:none}.btn-cta-primary:hover:after{animation:heroSweep .9s var(--ease) forwards}.hero-pill .hero-dot{animation:heroDotPulse 2.4s var(--ease-in-out) infinite}@keyframes heroDotPulse{0%,to{box-shadow:0 0 0 3px var(--c-good-soft);transform:scale(1)}50%{box-shadow:0 0 0 6px #16803d1f;transform:scale(1.15)}}.path:before{transition:transform .5s var(--ease)!important}.tool .tool-stripe{transition:transform .35s var(--ease)!important}@keyframes stepPulse{0%{box-shadow:0 0 #f59e0b73}to{box-shadow:0 0 0 12px #f59e0b00}}.step-num{animation:stepPulse 2.4s var(--ease) .5s 1}@media(prefers-reduced-motion:reduce){.hero-bg,.hero-title .x2,.hero-pill .hero-dot,.step-num{animation:none!important}.btn-cta-primary:after{display:none}}[data-theme=dark]{--c-bg: #0c0a09;--c-bg-alt: #161310;--c-bg-soft: #1f1b17;--c-line: #2a2622;--c-line-strong: #3d3935;--c-text-faint: #57534e;--c-text-mute: #a8a29e;--c-text-soft: #d6d3d1;--c-text: #f5f5f4;--c-ink: #fafaf9;--c-accent: #fbbf24;--c-accent-soft: #292016;--c-accent-deep: #fcd34d;--c-good: #22c55e;--c-good-soft: #14271a;--c-warn: #f59e0b;--c-warn-soft: #2a200d;--c-bad: #ef4444;--c-bad-soft: #2a1313;--shadow-1: 0 1px 0 rgba(0, 0, 0, .4);--shadow-2: 0 4px 12px rgba(0, 0, 0, .4);--shadow-3: 0 12px 28px rgba(0, 0, 0, .5)}[data-theme=dark] .hero{background:var(--c-bg)}[data-theme=dark] .hero-pill{background:var(--c-bg-alt)}[data-theme=dark] .hero-bg{background:radial-gradient(ellipse 60% 50% at 50% 30%,rgba(251,191,36,.06),transparent 70%),radial-gradient(ellipse 30% 40% at 85% 80%,rgba(251,191,36,.04),transparent 70%)}[data-theme=dark] .hero-bg:after{background-image:radial-gradient(circle,rgba(255,255,255,.04) 1px,transparent 1px)}[data-theme=dark] .ft,[data-theme=dark] .site-footer{background:#050403;border-top:1px solid var(--c-line)}[data-theme=dark] .brand,[data-theme=dark] .seo-block{background:#050403!important}[data-theme=dark] .calc-hero,[data-theme=dark] .hub-hero,[data-theme=dark] .post-header,[data-theme=dark] .page-header{background:var(--c-bg-alt)!important}[data-theme=dark] .field input,[data-theme=dark] .field select,[data-theme=dark] .filter-search input{background:var(--c-bg)!important;color:var(--c-ink)!important;border-color:var(--c-line-strong)!important}[data-theme=dark] .field input::placeholder{color:var(--c-text-faint)!important}[data-theme=dark] .card,[data-theme=dark] .tile,[data-theme=dark] .tool,[data-theme=dark] .path,[data-theme=dark] .step,[data-theme=dark] .calc-form,[data-theme=dark] .calc-result,[data-theme=dark] .hub-tile,[data-theme=dark] .mock{background:var(--c-bg-alt)!important;border-color:var(--c-line)!important}[data-theme=dark] .card:hover,[data-theme=dark] .tile:hover,[data-theme=dark] .tool:hover,[data-theme=dark] .path:hover,[data-theme=dark] .hub-tile:hover{border-color:var(--c-line-strong)!important;background:var(--c-bg-soft)!important}[data-theme=dark] .hd{background:#0c0a09b3}[data-theme=dark] .hd.is-scrolled{background:#0c0a09eb}[data-theme=dark] .btn-primary,[data-theme=dark] .btn-cta-primary{background:var(--c-accent)!important;color:#0c0a09!important;border-color:var(--c-accent)!important}[data-theme=dark] .btn-primary:hover,[data-theme=dark] .btn-cta-primary:hover{background:var(--c-accent-deep)!important;color:#0c0a09!important}[data-theme=dark] .btn-secondary,[data-theme=dark] .btn-cta-secondary{background:var(--c-bg-alt)!important;color:var(--c-ink)!important;border-color:var(--c-line-strong)!important}[data-theme=dark] .mock-head{background:var(--c-bg-soft);border-bottom-color:var(--c-line)}[data-theme=dark] .mock-field{background:var(--c-bg);border-color:var(--c-line)}[data-theme=dark] .result-value,[data-theme=dark] [aria-live=polite] .result-value{color:var(--c-ink)!important}[data-theme=dark] .breakdown-row{border-color:var(--c-line)!important}html,body,.card,.tile,.tool,.path,.calc-form,.calc-result,.field input,.field select{transition:background-color .25s ease,border-color .25s ease,color .25s ease}[data-theme=dark] .calc-hero:before,[data-theme=dark] .hub-hero:before,[data-theme=dark] .post-header:before,[data-theme=dark] .page-header:before{background-image:radial-gradient(circle,rgba(255,255,255,.06) 1px,transparent 1px)!important}[data-theme=dark] .hub-hero-bg,[data-theme=dark] .post-header-bg{background-image:radial-gradient(circle,rgba(255,255,255,.06) 1px,transparent 1px),radial-gradient(ellipse 50% 40% at 80% 20%,rgba(251,191,36,.1),transparent 60%)!important}[data-theme=dark] .post-header-bg{background-image:radial-gradient(circle,rgba(255,255,255,.06) 1px,transparent 1px),radial-gradient(ellipse 50% 40% at 80% 20%,rgba(251,191,36,.12),transparent 60%),radial-gradient(ellipse 40% 30% at 10% 80%,rgba(251,191,36,.08),transparent 60%)!important}[data-theme=dark] .hero-bg:after{background-image:radial-gradient(circle,rgba(255,255,255,.06) 1px,transparent 1px)!important}[data-theme=dark] .hero-bg{background:radial-gradient(ellipse 60% 50% at 50% 30%,rgba(251,191,36,.08),transparent 70%),radial-gradient(ellipse 30% 40% at 85% 80%,rgba(251,191,36,.06),transparent 70%)!important}[data-theme=dark] .calc-form,[data-theme=dark] .calc-result,[data-theme=dark] .compare-card,[data-theme=dark] .related-tool{background:var(--c-bg-alt)!important;border-color:var(--c-line)!important}[data-theme=dark] .compare-card.is-winner{border-color:var(--c-accent)!important;border-width:2px!important}[data-theme=dark] .related-tool{background:linear-gradient(135deg,#161310,#1f1b17)!important}[data-theme=dark] .related-tool:before{background:radial-gradient(circle,rgba(251,191,36,.18),transparent 70%)!important}[data-theme=dark] .tool-stripe-buyer{background:var(--c-text-soft)!important}[data-theme=dark] .hub-tile:before{background:var(--c-accent)!important}[data-theme=dark] .mock-dots span{background:#44403c!important}[data-theme=dark] .mock-head{background:var(--c-bg-soft)!important;border-bottom-color:var(--c-line)!important}[data-theme=dark] .mock-field{background:var(--c-bg)!important;border-color:var(--c-line)!important}[data-theme=dark] .mock{background:var(--c-bg-alt)!important;border-color:var(--c-line)!important}[data-theme=dark] .mock-grid{background-image:linear-gradient(to right,rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(to bottom,rgba(255,255,255,.05) 1px,transparent 1px)!important}[data-theme=dark] .trust{border-color:var(--c-line)!important}[data-theme=dark] .trust-list li{color:var(--c-text-faint)}[data-theme=dark] .trust-list li:hover{color:var(--c-ink)}[data-theme=dark] .filter-search input,[data-theme=dark] .filter-tabs{background:var(--c-bg-alt)!important;border-color:var(--c-line-strong)!important}[data-theme=dark] .ftab.is-active{background:var(--c-accent)!important;color:#0c0a09!important}[data-theme=dark] .error{background:#ef44441a!important;color:#fca5a5!important;border-color:#ef44444d!important}[data-theme=dark] .tools{background:var(--c-bg-alt)!important;border-color:var(--c-line)!important}[data-theme=dark] .step-num,[data-theme=dark] .hub-tile-tag{color:#0c0a09!important}[data-theme=dark] .hub-tile-tag{background:var(--c-bg-soft)!important;color:var(--c-text-mute)!important;border-color:var(--c-line)!important}[data-theme=dark] .hd-mark-2x,[data-theme=dark] .ft-logo-2x{color:#0c0a09!important}[data-theme=dark] .post-body :global(a){color:var(--c-accent)!important;text-decoration-color:var(--c-accent)!important}[data-theme=dark] .post-body :global(strong){color:#fff!important}[data-theme=dark] .post-body :global(blockquote){background:var(--c-bg-soft)!important;color:var(--c-text-mute)!important}[data-theme=dark] .post-body :global(table th){background:var(--c-bg-soft)!important}[data-theme=dark] .post-body :global(pre){background:#050403!important;border-color:var(--c-line)!important}[data-theme=dark] .post-body :global(code){background:var(--c-bg-soft)!important;border-color:var(--c-line)!important}[data-theme=dark] [aria-live=polite] .result-value{color:#fff!important}[data-theme=dark] [aria-live=polite] .breakdown-row>span:first-child{color:var(--c-text-soft)!important}[data-theme=dark] [aria-live=polite] .breakdown-row>span:last-child{color:#fff!important}[data-theme=dark] [aria-live=polite] .breakdown-row.is-emphasis{border-color:var(--c-line-strong)!important}[data-theme=dark] .stack-bar{background:var(--c-bg-soft)!important}[data-theme=dark] .stack-seg-item{background:#f5f5f4!important}[data-theme=dark] .stack-seg-ship{background:var(--c-text-mute)!important}[data-theme=dark] [style*="#f7f4ee"],[data-theme=dark] [style*="#fafafa"],[data-theme=dark] [style*="background: #fff"]{background:var(--c-bg-alt)!important}[data-theme=dark] .related-cta{background:var(--c-accent)!important;color:#0c0a09!important}[data-theme=dark] .related-cta:hover{background:var(--c-accent-deep)!important;color:#0c0a09!important}[data-theme=dark] .related-cta .related-arrow{color:#0c0a09!important}[data-theme=dark] .btn-accent{background:var(--c-accent)!important;color:#0c0a09!important}[data-theme=dark] .btn-accent:hover{background:var(--c-accent-deep)!important;color:#0c0a09!important}[data-theme=dark] .calc-form .btn-primary,[data-theme=dark] .form-actions .btn-primary{background:var(--c-accent)!important;color:#0c0a09!important;border-color:var(--c-accent)!important}[data-theme=dark] .calc-form .btn-primary:hover,[data-theme=dark] .form-actions .btn-primary:hover{background:var(--c-accent-deep)!important;color:#0c0a09!important}[data-theme=dark] [data-aff]{background:var(--c-accent)!important;color:#0c0a09!important}[data-theme=dark] .hd.menu-open{background:var(--c-bg)!important;border-bottom-color:var(--c-line)!important}[data-theme=dark] .hd-drawer{background:var(--c-bg)!important;box-shadow:inset 0 8px 16px -12px #00000080!important}[data-theme=dark] .hd-drawer-link{background:var(--c-bg-alt)!important;border-color:var(--c-line)!important;color:var(--c-ink)!important}[data-theme=dark] .hd-drawer-link:hover,[data-theme=dark] .hd-drawer-link:active{background:var(--c-bg-soft)!important;border-color:var(--c-line-strong)!important}